Terms of Service

Last updated: May 18, 2026

1. Acceptance of Terms

Submarine Catalyst ("the Service"), located at submarinecatalyst.com, is owned and operated by Rackler Tech Ventures LLC, a Texas limited liability company (Texas SOS Filing No. 806599120) ("Company," "we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Description of Service

Submarine Catalyst is a quantitative biotech PDUFA scoring platform that provides FDA binary event analysis, approval probability scores, convexity analysis, and AI-powered research tools. The Service is designed for informational and educational purposes only.

3. Not Investment Advice

Submarine Catalyst is not a registered investment advisor, broker-dealer, or financial planner. All scores, grades, analysis, and AI-generated research provided through the Service are quantitative signals only and do not constitute investment advice, financial advice, trading advice, or any other form of professional advice.

Trading biotech binary events, including PDUFA catalysts, involves substantial risk of loss. You may lose some or all of your invested capital. Past scanner performance, approval probability scores, and historical accuracy do not guarantee future results.

All trading and investment decisions are solely your own responsibility. You should consult with a qualified financial advisor before making any investment decisions.

4. Subscription and Billing

Access to premium features requires a paid subscription at the current rate of $29.99 per month. Subscriptions are billed monthly through Stripe, Inc., which acts as the merchant of record for Rackler Tech Ventures LLC. By subscribing, you authorize recurring monthly charges to the payment method on file.

• You may cancel your subscription at any time through the account management portal.
• Cancellation takes effect at the end of the current billing period.
• No refunds are provided for partial months of service.
• Prices may change with 30 days notice to active subscribers.

5. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials. You agree not to share your login information or allow others to access the Service through your account. One subscription is for one individual user.

6. Acceptable Use

You agree not to:

• Redistribute, resell, or publicly share premium content from the Service
• Scrape, crawl, or automatically extract data from the Service
• Use the Service to provide competing commercial analysis services
• Attempt to gain unauthorized access to any part of the Service
• Use the AI Research Tool to generate content that violates any laws

7. AI-Generated Content

The AI Research Tool generates analysis using artificial intelligence. AI-generated content may contain errors, inaccuracies, or outdated information. You should independently verify all AI-generated claims before making any decisions based on them. Submarine Catalyst makes no warranty regarding the accuracy or completeness of AI-generated content.

8. Data and Accuracy

Scanner scores, approval probabilities, and other quantitative outputs are derived from publicly available data sources including FDA records, SEC filings, published academic literature, and third-party calendars. While we strive for accuracy, we do not guarantee that all data is current, complete, or error-free.

9. Limitation of Liability

To the maximum extent permitted by law, Rackler Tech Ventures LLC, together with its members, managers, officers, employees, contractors, and agents (collectively, the "Company Parties"), shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to loss of profits, trading losses, lost data, or other intangible losses resulting from your use of or inability to use the Service. In no event shall the Company Parties' total aggregate liability to you for all claims arising from or relating to the Service exceed the amount you paid to the Company in the twelve (12) months preceding the event giving rise to the claim, or fifty United States dollars ($50.00 USD), whichever is greater.

10. Indemnification

You agree to indemnify, defend, and hold harmless Rackler Tech Ventures LLC and its members, managers, officers, employees, contractors, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees and court costs) arising from or related to: (a) your use of or access to the Service; (b) your violation of these Terms; (c) your violation of any applicable law or third-party right; or (d) your trading, investment, or other financial activities, whether or not informed by the Service.

11. Modifications

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Service after changes constitutes acceptance of the modified Terms.

12. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice. Upon termination, your right to use the Service ceases immediately.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict-of-law principles. Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be brought exclusively in the state or federal courts located in Lubbock County, Texas, and you irrevocably consent to the personal jurisdiction and venue of such courts.

14. Contact

Questions about these Terms may be directed to: [email protected]